Boise Installment Loans & Car Title Loans FAQs

Yes!

1. Apply in person at one of our convenient locations, in Nampa or Boise.
2. Bring your car, title, and picture ID (in some cases we may also need a pay stub).
3. Sit back and relax while we conduct a 5-minute appraisal to determine the car title loan amount based on your car value and your ability to pay the loan back.
4. Once your car title loan is approved, you receive the funds, you leave with your car, and we hold onto the car title.
5. When the car title loan is paid off, we will give you your car’s title back.

Yes. In order to obtain a car title loan the car must be paid off and without any liens listed on the car title.

The requirements are simple. All you need to get a car title loan from Freedom Title Loans is:

• A Car or Truck
• Title to the Vehicle
• State or Government ID
• Verifiable Income

No problem! If you have bad credit it does not matter. Bad credit, no credit, or good credit makes no difference – we do not check your credit to get a loan and we do not report your loan to any credit agencies.

This depends on your needs and the details of your situation. Please call or stop by your local branch.

Yes! You do not have to be employed to get a car title loan, but you do have to have a source of verifiable income such as disability, unemployment, retirement income, etc, and enough disposable income to pay off the loan.

No! You do not need a job, but you must have a verifiable source of income such as disability, unemployment, retirement income, etc.

Yes! Because we will need to verify that you have income, our representative will work with you in obtaining the information needed to satisfy the legal verification requirements.

The typical time is less than 30 minutes; from the time you walk into our store, to the time you walk out with your funds.

No! Other lenders may require this but we don’t!

In most instances you will get your car title back when you pay off the car title loan. One exception may be if we haven’t received your car title back from the DMV. When you get a loan from Freedom Title Loans, we send your car title to the state DMV to list our company as lien holders. In some rare cases it can take up to a few weeks for the DMV to add us as a lien holder and send the car title back to us.

Where allowed, we can loan up to $25,000. The maximum loan amount is based on local and state regulations, the value of your car and your ability to repay the loan.

Yes! At Freedom Title Loans we have no restrictions regarding mileage or age of car.

Freedom Title Loans accepts cash, money orders, cashier’s checks, and  debit cards. Paying with a debit card saves you a trip into the store to make your payment and allows you to process your payment over the phone. Our stores require a processing fee for debit card transactions.

Yes! Most lenders don’t accept debit cards, but we do! You can set up automatic monthly payments if you choose, or you can call in with your debit card information and make your payment over the phone. Our stores require a processing fee for debit card transactions.

No! If you are using a debit card for payment, you can call in with your debit card information and make your payment over the phone or you can set up automatic monthly payments using your card. Our stores require a processing fee for debit card transactions.

Life happens. Things happen. We understand that. If you find yourself short one month, call us, we will do everything we can to work with you and your circumstances.

You can find Freedom Title Loans in two convenient locations in Boise on Fairview Avenue, and Nampa on Caldwell Boulevard.

Click here to Learn more about how to get a car title loan in Idaho.